Repair garages
Mechanical work, diagnostics, test drives, customer vehicles, tools and completed operations.
Repair shop insurance →
Garage and auto repair shop insurance in Ontario.
Coverage that works as hard as your shop. Anthony helps protect customer vehicles, equipment, people and income—with advice you can actually use.
Start a free quote →Direct broker accessMultiple insurer optionsNo call-centre handoff
Get your shop reviewed
Tell Anthony about your services, vehicles and current insurance in one short questionnaire. You only see the follow-up questions that apply to you.
Start my quote
No obligation. Prefer the phone? Call 647-991-7763.
Licensed brokerageWestoak Insurance Group
Service areaAll of Ontario
Your brokerTalk directly to Anthony
Follow-upDirect broker follow-up
One insurance review. The whole operation.
Your shop combines vehicle, property, equipment and liability exposures under one roof.
Vehicles in your care
While they are being worked on, stored, moved or road tested.
Tools, lifts and premises
The physical assets and equipment the business depends on.
Liability and lost income
Claims from others and the financial effect of an insured shutdown.
Insurance shaped around the work you do.
Different automotive businesses create different risks. The submission should reflect the real operation.
Body and collision shops
Vehicle accumulation, spray operations, high-value equipment, calibration and open-lot exposure.
Body shop insurance →Detailing and auto glass
Customer vehicles, coatings, glass installation, calibration, equipment and mobile work.
Detailing and glass insurance →Specialty automotive
Performance, custom, mobile service, wraps, electronics and automotive accessory work.
Specialty shop insurance →More specific services: auto glass, detailing, window tinting, heavy-truck repair, brake specialists and wraps and tint specialists.
Answers for common garage startup roadblocks.
Plates, policy forms and inspection-centre certificates often need attention before a new shop can operate as planned.
Service plates
Learn who may qualify, what permitted uses look like and what plate details belong in the garage insurance application.
Understand Ontario service plates →DriveON safety inspections
See the current CGL, garage liability, customer-vehicle and certificate wording requirements for Vehicle Inspection Centres.
Prepare the insurance certificate →OAP 4 endorsements
Understand forms that can change drivers, owned or customer vehicles, open-lot theft, towing, deductibles and other policy terms.
Review garage endorsements →Get from renewal notice to an informed choice.
A straightforward, broker-led process keeps the work focused.
Tell us about the shop
Share the basics now. Anthony follows up for the underwriting details.
Compare suitable options
Westoak approaches available insurers with the complete business picture.
Understand what you buy
Review the coverage, limits, deductibles and conditions before deciding.
Talk to Anthony, not a call-centre queue.
Anthony learns how the shop operates, prepares the insurance submission and explains the available options in plain language. Your broker remains your point of contact through the quote process.
Straight answers for busy shop owners.
A useful starting point before you review the actual policy.
What insurance does an auto repair shop need?
The answer commonly involves garage automobile, commercial property, general liability and business interruption coverage, with additional protection based on services, vehicles, equipment and location.
What happens if an employee damages a customer’s vehicle?
Customer-vehicle damage requires the right garage automobile coverage. The circumstances, selected coverage, limits and deductibles determine how a policy responds.
Can Anthony insure shops that also do tire work?
Anthony can review auto repair garages that repair tires or make occasional tire sales as part of a broader repair operation. Dedicated tire retailers and tire-only shops are outside this program’s current focus.
What happens after I submit a request?
Anthony reviews the information and follows up directly using the contact details you provide.